What Is an RSPS and Why It Matters in Today’s Real Estate Market
The real estate landscape is more dynamic than ever, and today’s buyers are not only searching for primary residences but also for properties that serve as vacation escapes, investment opportunities, or retirement havens. Whether nestled along the coast, tucked into the mountains, or situated in a golf or resort-style community, second homes and vacation properties represent a lifestyle investment—one that requires a nuanced approach far beyond a standard real estate transaction.
From understanding seasonal market trends to navigating short-term rental regulations, buying or selling a second home is a specialized process. This is where the Resort and Second-Home Property Specialist (RSPS) certification comes into play. This prestigious designation, offered by the National Association of REALTORS® (NAR), equips real estate professionals with the skills, insights, and tools needed to expertly guide clients through every step of second-home ownership.
Whether you’re relocating to the coast for a better quality of life, purchasing a family retreat, or building an income-generating rental portfolio, an RSPS-certified agent ensures your decisions are not only lifestyle-focused but also financially sound.
This certification, awarded by the National Association of REALTORS® (NAR), is designed to equip agents with the tools and insights necessary to serve clients navigating the nuanced world of second-home ownership. Whether you’re a retiree planning for the next chapter, a family investing in a coastal retreat, or an investor diversifying your portfolio, RSPS-certified agents understand how to match properties with purpose.
What Is the RSPS Certification?
The Resort and Second-Home Property Specialist (RSPS) certification is an official credential from the National Association of REALTORS® (NAR) for professionals focusing on resort, vacation, or second-home real estate—whether it’s buying, selling, or management. To earn this designation, agents must complete:
- The Home Sweet (Second) Home course—a one-day deep dive into investment, luxury, and vacation properties
- Three one-hour webinars on niche topics like tax, finance, and marketing
- A one-time application fee (approximately $194.50)
- Maintain active NAR membership (no ongoing RSPS dues)
Once certified, agents receive a toolkit of professional assets: RSPS logos, marketing materials, press release templates, referral forms, and exclusive Facebook networking access.
Why RSPS Matters in Today’s Market
The demand for resort and second homes surged during and after the pandemic, with many Americans reassessing how and where they want to live. Even in a shifting market, buyers continue to look for:
- A peaceful getaway from the hustle of urban life
- Investment opportunities that offer both rental income and property appreciation
- Hybrid work solutions that allow them to live where they vacation
According to recent market reports, luxury second-home sales over $1 million rose by over 5% in early 2024, and nearly half of these purchases were made in cash. In coastal markets like Savannah and its surrounding communities—including Tybee Island, Skidaway Island, Wilmington Island, and beyond—second-home purchases remain a key part of the local real estate ecosystem.
Having an RSPS designation means Heather, Carol Anne, and Mary Ann are equipped to provide their clients with:
- Expert guidance on properties that offer both emotional and financial returns
- In-depth knowledge of short-term vacation rental regulations
- Insight into zoning laws, insurance requirements, and tax strategies
- Connections to trusted service providers for management, maintenance, and staging
- A strong understanding of local lifestyle nuances—from walkable beach communities to gated golf course developments
Scenarios Where RSPS-Certified Agents Add Real Value
Scenario 1: Out-of-State Buyer Seeking a Vacation Investment Property
A family from Atlanta is looking to invest in a second home near the coast. They want a property they can enjoy during holidays but also rent out on Airbnb when not in use. An RSPS-certified agent can guide them through:
- Licensing requirements for short-term rentals
- Insurance considerations unique to coastal properties
- Seasonal pricing trends for maximum rental income
Scenario 2: Retiree Moving to a Lifestyle-Oriented Community
A couple approaching retirement wants to downsize into a community that offers resort-style amenities—a golf course, tennis courts, and waterfront access. Heather, Carol Anne, or Mary Ann can:
- Present neighborhood comparisons beyond just the MLS sheet
- Share insight into HOA policies and community culture
- Ensure the purchase aligns with long-term lifestyle and financial goals
Scenario 3: High-Net-Worth Clients Looking to Diversify Their Portfolio
An investor from New York wants to expand their real estate portfolio with a coastal property in Savannah. They’re less interested in personal use and more focused on ROI. An RSPS specialist can:
- Analyze historical data on appreciation in resort neighborhoods
- Forecast rental demand
- Recommend renovations or amenities to increase desirability and value
Looking Ahead: The Evolving Resort and Second-Home Market
As remote work becomes more normalized and lifestyle-based decision-making continues to influence real estate trends, the RSPS certification will only grow in relevance. Buyers want more than shelter; they want sanctuary, legacy, and smart investments. With vacation markets continuing to see demand in 2025 and beyond, the guidance of a certified expert will be invaluable.
Luxury second-home hotspots across the U.S.—including coastal Georgia, mountain retreats, and inland resort destinations—are seeing growth driven by buyers seeking wellness, recreation, and rental returns. RSPS agents are prepared to advise on:
- Zoning regulations and STR laws
- 1031 exchanges and opportunity zones
- Insurance and maintenance planning
- Tax-efficient financing strategies
Meet Our RSPS-Certified Specialists
We’re proud to share that three of our agents—Heather Murphy, Carol Anne Hazelman, and Mary Ann Sinclair—have recently earned the RSPS certification. Their dedication to continuing education and mastery of specialized market knowledge ensures that clients receive a truly elevated experience when searching for a second home or vacation property in Savannah and beyond.
Heather Murphy
Listing Specialist | Associate Broker | REALTOR® | GRI | SFR | SRS | DPP | CLHMS | CMRS | RSPS
Born and raised in Savannah, Heather blends her local knowledge with national certifications to help clients find properties that match their lifestyle goals. Whether it’s an elegant condo in Historic Savannah or a luxury home in a gated resort community, Heather leverages her RSPS expertise to deliver a tailored experience that goes far beyond the transaction.
Carol Anne Hazelman
Buyer Specialist | REALTOR® | RSPS
Having lived and worked in Savannah for most of her life, Carol Anne understands what makes this region so desirable. She brings a relationship-first philosophy and in-depth market knowledge, making her an exceptional guide for clients exploring resort or second-home purchases.
Mary Ann Sinclair
Buyer Specialist | REALTOR® | CRS | ABR | GRI | RSPS
With over 15 years of real estate experience and a background in marketing and leasing, Mary Ann offers her clients a professional yet personal approach. Her RSPS certification further enhances her ability to help buyers navigate the unique complexities of second-home ownership in the Savannah area.
The RSPS designation is more than a title—it’s a commitment to excellence, a gateway to specialized knowledge, and a mark of trust for clients. For anyone considering a vacation property, lifestyle move, or income-generating second home, choosing an RSPS-certified professional ensures peace of mind, informed decisions, and long-term value.
Ready to Explore a Resort or Second-Home Property in Coastal Georgia?
Whether you’re searching for a serene waterfront retreat, a vibrant island vacation home, or a profitable investment property, our RSPS-certified professionals are here to guide you every step of the way. With deep market insight, unparalleled local expertise, and a true passion for helping clients turn their dreams into reality, Heather Murphy Real Estate Group | Team Callahan is your trusted partner in the journey.
We understand that second-home purchases are more than just transactions—they’re legacy decisions that shape the way you live, invest, and unwind. Let us help you explore your options with clarity and confidence.
📞 Call us at (912) 356-5001
🌐 Visit us online at www.heathermurphygroup.com
💬 Or reach out to connect with one of our RSPS-certified specialists today.
